Building AI infrastructure for healthcare payments and access
CarePay exists to make healthcare accessible by removing financial barriers at the point of care. We believe every patient should be able to access needed treatment, regardless of credit history or paperwork hurdles.
Through AI-powered decisioning, instant onboarding, and transparent pricing, we're transforming how patients, providers, and lenders interact in the healthcare finance ecosystem.
Founded in 2023, CarePay emerged from firsthand experience with the broken healthcare finance system. Our founders witnessed patients delaying critical treatments due to financial constraints and saw clinics losing revenue to cumbersome approval processes.
Today, we serve 25,000+ clinics and have processed financing for hundreds of thousands of patients, with an average approval time of just 59 seconds and industry-leading default rates.
Every decision we make prioritizes patient access, dignity, and transparency.
Fast approvals that balance convenience with responsible lending.
Consent-first approach with enterprise-grade security and compliance.