Our Personal Loan App: CarePay

Experience the future of medical financing with instant approvals and seamless onboarding

Track it all with the CarePay App

Monitor your Careena application status, manage loan repayments, and access exclusive health finance offers on our new Android app.

CarePay App

Coming soon to Android. Manage your loans, repayments, and health profile in one place.

Instant Approval

Real-time eligibility checks and loan sanctions powered by Oculon risk intelligence.

Secure & Private

Bank-grade security with end-to-end encryption for all your financial data.

Key Capabilities

Chat-native data capture with seamless system integration

Chat-native data capture

Collect name, contact, cost, Aadhaar/PAN PDFs seamlessly in conversation.

Document QA, OCR, validation

Automated document verification and validation with high accuracy.

Consent capture

Explicit consent recording with audit trails for compliance.

Signature/e-mandate handoff

Seamlessly transition to signature collection and mandate setup.

Lender-specific flows

Automatically handles different lender requirements and workflows.

LOS/LMS integration

Direct integration with Loan Origination and Management Systems.

Multilingual UX

Inclusive experience supporting multiple languages for broader access.

How Careena Works

Four simple steps to automated onboarding

1. Patient Greeting

Careena introduces herself and explains the process in patient's preferred language.

2. Document Collection

Guided collection of Aadhaar, PAN, and other required documents via chat.

3. Verification & Validation

OCR, document QA, and real-time validation with audit trails.

4. Consent & E-mandate

Signature collection and e-mandate setup handled seamlessly.

Track it all with the CarePay App

Monitor your Careena application status, manage loan repayments, and access exclusive health finance offers on our new Android app.

Security & Privacy

Careena is built with enterprise-grade security and privacy-first design

Encrypted

All data encrypted in transit and at rest

Consent-First

Explicit consent at every step with audit trails

Compliant

SOC 2 & ISO 27001 controls in place