CarePay uses AI-powered risk intelligence and decisioning engines, not only for healthcare loans but also for Personal Loans, offering quick, transparent, and lender-friendly approvals. Whether you're seeking medical financing or a personal loan, CarePay ensures you get the support you need without the wait.
AI-powered precision for modern lending decisions
Utilize a variety of alternative data points to enhance decision accuracy for both healthcare and personal loan applications.
With specialized data for healthcare loans, and personal loan assessments, CarePay's AI engine delivers more accurate and tailored decisions.
Easily adjust the decisioning engine to match your unique lending requirements, whether it's for medical procedures or personal loan needs.
Receive real-time decisioning based on lender-specific policies and cut-offs, both for healthcare financing and personal loans.
Monitor and manage risk across both medical and personal loan portfolios, using DPD (Days Past Due), bounce rates, and cohort analytics.
Transparency at every step—reason codes, overrides, and complete audit logs ensure clear, explainable decisions.
A robust risk scorecard assesses each application’s risk, factoring in both healthcare-specific and personal financial data for more precise decision-making.
Comprehensive risk assessment with multi-dimensional data
(Note: Sample Data Points for Healthcare and Personal Loan applicants will vary)
Value for the entire ecosystem
Use healthcare-specific and personal financial data for a more comprehensive risk assessment.
Transparent decisions with full audit trails that help lenders understand every approval or denial.
Stay updated on both healthcare and personal loan portfolios with real-time insights into risk and repayment.
By leveraging AI-powered data and predictive analytics, CarePay helps reduce the risk of defaults and improves the quality of loan portfolios.
Increase your patient approval rates with quick and accurate loan decisioning for both medical and personal loan needs.
Offer your patients the benefit of instant decisions rather than making them wait for hours or days.
Assess and onboard new providers with trust scores, ensuring that the financing options provided are secure and fair.
Both medical and personal loan applications are assessed based on clear, unbiased criteria to ensure fairness for every applicant.