The new CarePay app makes managing personal loans and payments easy.
Increase in merchant profitability
Average approval time
Clinics reachable via partners
Yearly Transactions on platform
Manage your healthcare finances on the go. Instant approvals, easy repayment tracking, and exclusive health offers—all in one app.
Don't let finances delay your treatment. Get instant personal loans tailored for your medical needs.
Our AI-driven engine looks beyond just credit scores to approve more patients for the care they need.
Choose repayment plans from 3 to 24 months. No hidden charges, just transparent EMIs.
Funds transferred directly to your clinic or bank account within minutes of approval.
End-to-end healthcare payment infrastructure powered by AI
Zero-cost EMI & Non-EMI split-pay; Paylink, QR, or embedded POS. TAT is 59 seconds.
Learn morePatient-first assistant that collects docs, validates, and completes LOS/LMS in chat.
Learn moreAlternative-data-aware credit/risk engine + rules studio; approvals that balance speed with safety.
Learn moreAutomated reconciliation, payouts, and ledgers matched to procedures and providers.
Learn moreEnd-to-end chat checkout in Careena with seamless payment integration.
Learn moreFour simple steps from patient onboarding to fund settlement
Careena AI collects patient information and treatment details
Real-time risk assessment and instant offers from our lender marketplace
KYC + e-mandate completed seamlessly in chat interface
Automated reconciliation and payouts matched to procedures
Enterprise-grade security and regulatory compliance you can trust
Controls in place, audits underway
Data encrypted in transit and at rest
Compliant PG flows with audit trails
Explicit consent and privacy-first approach